Insuring Your Future

True financial stability isn’t just a function of having profitable investments and savings. The truth is that life does indeed happen, and it’s possible for a single unfortunate event to wipe out years of careful planning and saving. This is where insurance planning comes in.

At Best Wealth Management, we understand insurance's important role in safeguarding investments and assets. So, we prioritize insurance planning with your financial well-being in mind, adding another layer of confidence in your financial plan.

Life Insurance

Life can be unpredictable and uncertain. Uncertainty is not necessarily a bad thing, but sometimes it is. We understand that one of the major reasons you work as hard as you do is to be able to take good care of your family. But here’s the thing: Have you ever considered what would happen to your loved ones if something were to happen to you? Scary, isn’t it? 

But it doesn’t have to be! At Best Wealth Management, we have skilled financial advisors who can guide you through the maze of life insurance options. We aim to help you make the right life insurance decisions and safeguard the future of your family.

Annuities for Protection

Annuities are one part of investment protection that is often overlooked. Yet the truth remains that it can be an effective tool for investment and risk management. These financial products can serve as the safeguard you need against the uncertainties of life.

However, beyond that, they also offer several amazing benefits. Some of these include:

  • Guaranteed Income: With annuities, you can have a steady stream of income once you retire. 
  • Tax Deferral: Most investment options are taxable. So while you’re trying to make money, you’ll still end up losing some of it. However, the money you invest in an annuity grows tax-deferred. This means your investments may be able to grow and compound even more rapidly.
  • Survivor Benefits: One especially pleasing feature of annuities is their longevity. Many annuities offer the option to continue payments to a surviving spouse or other beneficiary. 

Interested in finding out more about annuities for protection? Or maybe you just require clarification. Whatever the case may be, Best Wealth Management is here to help you out.

At Best Wealth Management, it is our dream that you not only live but you’re able to thrive.  Contact us and let us help you.

This article is intended to assist in educating you about insurance generally and not to provide personal service. They may not take into account your personal characteristics such as budget, assets, risk tolerance, family situation, or activities which may affect the type of insurance that would be right for you. In addition, state insurance laws and insurance underwriting rules may affect available coverage and its costs. Guarantees are based on the claims-paying ability of the issuing company. If you need more information or would like personal advice you should consult an insurance professional. You may also visit your state’s insurance department for more information.

Riders are additional guarantee options that are available to an annuity or life insurance contract holder.  While some riders are part of an existing contract, many others may carry additional fees, charges, and restrictions, and the policyholder should review their contract carefully before purchasing.  

Fixed and Variable annuities are suitable for long-term investing, such as retirement investing.  Gains from tax-deferred investments are taxable as ordinary income upon withdrawal.  Withdrawals made prior to age 59 ½ are subject to a 10% IRS penalty tax and surrender charges may apply.  Variable annuities are subject to market risk and may lose value.

Contact Our Team

Thank you!